鏂囩尞淇℃伅锛?/p>
鏂?/p>
鐚?/p>
鏍?/p>
棰?/p>
锛?/p>
INTERNET
FINANCE:
DIGITAL
CURRENCIES
AND
ALTERNATIVE
FINANCE LIBERATING THE CAPITAL MARKETS
锛堜簰鑱旂綉閲戣瀺锛氭暟瀛楄揣甯佸拰鏇夸唬閲戣瀺
瑙ｆ斁璧勬湰甯傚満锛?/p>
鍥藉浣滆�咃細
Kim Wales
鏂囩尞鍑哄锛?/p>
銆?/p>
Journal
of
Governance
and
Regulation
銆?/p>
,
2015,4(1):190-201
瀛楁暟缁熻锛?/p>
鑻辨枃
2505
鍗曡瘝锛?/p>
13427
瀛楃锛涗腑鏂?/p>
4405
姹夊瓧
澶栨枃鏂囩尞锛?/p>
INTERNET FINANCE:
DIGITAL CURRENCIES AND ALTERNATIVE FINANCE
LIBERATING THE CAPITAL MARKETS
Abstract
This
article
discusses
how
the
sudden
shift
in
policy
reform
and
innovation has the potential to liberate the financial markets. The economic potential
of internet finance is beginning to take hold across the capital markets as industries
like
Peer鈥搕o鈥揚eer
Lending,
Equity
and
Debt
based
Crowdfunding
and
virtual
currencies
and
cryptocurrencies
which
are
types
of
digital
currency
are
quickly
transforming
the
way
businesses
are
being
financed.
From
borrowing
and
lending,
buying
and
selling
securities,
to
conducting
wire
transfers
internationally,
these
innovations
are
creating
a
new
class
and
generation
of
investors
will
source
investments
opportunities.
Helping
institutions
and
governments
assess
risks
and
manage performance in order to determine where to deploy capital; and showing signs
of lessening the inequality gap. Following the neolithic agricultural revolution and the
industrial revolution, this new revolution will enable more people to access financial
services in less traditional ways, especially the unbanked world with its huge potential.
These
new
financial
opportunities,
such
as
peer
鈥?nbsp;
to
-
peer
(P2P)
lending,
will
be
discussed
and
examined,
and
we
will
stress
how
they
can
allow
people
to
bypass