浜斻�佽绠楅
1
锛?/p>
鏌愪紒涓氬叴寤轰竴宸ヤ笟椤圭洰锛?/p>
绗竴骞存姇璧?/p>
1200
涓囧厓锛?/p>
绗簩骞存姇璧?/p>
2000
涓囧厓锛?/p>
绗笁骞存姇璧?/p>
1800
涓囧厓锛屾姇璧勫潎鍦ㄥ勾鍒濆彂鐢燂紝鍏朵腑绗簩骞村拰绗笁骞寸殑鎶曡祫浣跨敤閾惰璐锋锛屽勾鍒╃巼涓?/p>
12%
銆傝
椤圭洰浠庣涓夊勾璧峰紑濮嬭幏鍒╁苟鍋胯繕璐锋锛?/p>
10
骞村唴姣忓勾骞存湯鑾峰噣鏀剁泭
1500
涓囧厓锛岄摱琛岃捶娆惧垎
5
骞寸瓑棰濆伩杩橈紝闂瘡骞村簲鍋胯繕閾惰澶氬皯涓囧厓锛熺敾鍑轰紒涓氱殑鐜伴噾娴侀噺鍥俱�?/p>
闄勶細
(F/P,12%,1)=1.1200 (A/P,12%,5)=0.2774
渚濋鎰忥紝璇ラ」鐩殑鐜伴噾娴侀噺鍥句负锛?/p>
i=12%
锛?/p>
浠庣涓夊勾鏈紑濮嬪垎
5
骞寸瓑棰濆伩杩樿捶娆撅紝姣忔搴旇繕娆句负
A=[2000
锛?/p>
F/P
锛?/p>
12%
锛?/p>
1
锛?/p>
+1800] *
锛?/p>
A/P
锛?/p>
12%
锛?/p>
5
锛?/p>
=
锛?/p>
2000*1.120+1800
锛?/p>
*0.2774
=1120.70
锛堝厓锛?/p>
2
锛庢煇鎶曡祫椤圭洰鍚勫勾鐨勭幇閲戞祦閲忓涓嬭〃锛堝崟浣嶏細涓囧厓锛?/p>
锛?/p>
骞翠唤
0
1
2
3
4~10
鐜伴噾娴侀噺
1.
鎶曡祫鏀嚭
300
1200
400
2.
闄ゆ姇璧勪互澶栫殑鍏朵粬鏀嚭
500
800
3.
鏀跺叆
1000
1500
4.
鍑�鐜伴噾娴侀噺
-300
-1200
-400
500
700
璇曠敤璐㈠姟鍑�鐜板�兼寚鏍囧垽鏂椤圭洰鍦ㄨ储鍔′笂鏄惁鍙锛堝熀鍑嗘敹鐩婄巼涓?/p>
12%
锛?/p>
銆?/p>
闄勶細
(P/F,12%,1)=0.8929 (P/F,12%,2)=0.7972
(P/F,12%,3)=0.7118 (P/A,12%,7)=4.5638
瑙ｏ細鐢辨墍缁欒祫鏂欏彲浠ユ眰寰楋細
FNPV=
鈥?/p>
300
鈥?/p>
1200*
锛?/p>
P / F
锛?/p>
12%
锛?/p>
1
锛夆�?/p>
400*
锛?/p>
P / F
锛?/p>
12%
锛?/p>
2
锛?/p>
+500*
锛?/p>
P / F
锛?/p>
12%
锛?/p>
3
锛?/p>
+700
锛?/p>
P / A
锛?/p>
12%
锛?/p>
7
锛?/p>
*
锛?/p>
P / F
锛?/p>
12%
锛?/p>
3
锛?/p>
=939.50
锛堜竾鍏冿級
鍥犱负
FNPV
澶т簬
0
锛屾墍浠ヨ椤圭洰鍦ㄨ储鍔′笂鍙銆?/p>
3.
鏌愪紒涓氭嫙鍚戦摱琛屽�熸
2000
涓囧厓锛?/p>
5
骞村悗涓�娆¤繕娓呫�傜敳閾惰璐锋骞村埄鐜?/p>
9
锛咃紝鎸夊勾璁℃伅锛涗箼
閾惰璐锋骞村埄鐜?/p>
8
锛咃紝鎸夋湀璁℃伅銆傞棶浼佷笟鍚戝摢瀹堕摱琛岃捶娆捐緝涓虹粡娴庯紵
瑙ｏ細
1.
涔欐瘡鏈堜粯鎭?/p>
2000*8%/12=13
涓?/p>
2.
鐢叉瘡骞翠粯鎭?/p>
2000*9%=180
涓?/p>
3.
涔欓摱琛屾瘮杈冨悎绠?/p>